Married or divorced? You can collect an additional $ 795 per. Month in social benefits | Smart Change: Personal Finance

Can you claim pension and spouse benefits?

Even if you are already entitled to social security based on your own work record, you may still be eligible for spouse or divorce benefits. However, your benefit amount should be less than what you would receive based on your spouse’s or ex-spouse’s work record. You will also receive only the higher of the two amounts – not both amounts.

Say, for example, that you are entitled to $ 500 per. Month in benefits based on your own work record. Let’s also say that your spouse will receive $ 2,000 per year. Month on their OFF so you can collect $ 1,000 per. Month in spouse. In this scenario, you will receive $ 1,000 per Month.

However, say that you were entitled to $ 1,200 per. Month based on your own work. In this case, you would not be eligible for spousal benefits at all because your benefit amount is higher than the $ 1,000 per month. Month you can receive based on your spouse’s record.

Are you entitled to a spouse or divorce services?

To be eligible for spousal benefits, you must currently be married to a person who is eligible for Social Security benefits.

In order to receive divorce benefits, you can not currently be married and your previous marriage must have lasted for at least 10 years. If you have also been divorced for less than two years, wait until your ex-spouse starts claiming his or her own benefits before you can apply for divorce.

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